54 Banks. €7 Billion. The Cum-Ex Exposure Isn't a Legal Problem — It's a Legacy Tech Problem.
On a Tuesday morning in February 2026, BaFin investigators walked into Deutsche Bank's Frankfurt headquarters for the third time. The public statement from the regulator was ...
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Why AI Hit Professional Services First, and What the Speed Gap Now Looks Like
Espen Skogen has spent two decades inside the machinery of financial services technology, and he's watched a pattern emerge that many ...
The 35% Drop in Entry-Level Hiring Is a Design Decision, Read the Blueprint
Entry-level hiring in professional services and technology has fallen by roughly a third. The instinctive explanation writes itself: AI ...
When Culture Becomes Embedded in Technology
Culture shapes behaviour. Behaviour shapes workflow. Workflow eventually becomes embedded in technology.
What You Pay When You Skip Diagnosis
Every expensive project reset I've encountered in capital markets has the same root cause. Not technical failure. Not budget overruns in ...
The Question They Can't Ask
Large consultancies bring many things to a technology engagement in capital markets. They bring methodology. They bring headcount. They ...
Your Spreadsheet Is a Diagnostic, Not a Problem
When technology leaders in capital markets discover a critical workflow running in Excel, the instinct is usually to eliminate it. The ...
The Programme That Was Going to Fix Everything
Every firm has one. Sometimes they have several.
Discovery Is the Work
There's a persistent belief in technology delivery that the real work begins when the build begins. Discovery… the phase where you observe, ...
Nobody Wins the Blame Loop
There's a conversation I've had in almost every capital markets firm I've worked with. It sounds roughly like this.